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THE HOME INSURER has partnered with Zoopla, the UK’s most comprehensive property website, to offer Home Buyers Protection Insurance through Zoopla’s Move channel, a moving checklist for buyers and renters. Home Buyers Protection Insurance repays mortgage, survey and conveyancing fees when a sale falls through that is out of the buyers control. It means you don’t lose out if your…

[caption id="attachment_3005" align="alignleft" width="275"] The Flood Company & The Home Insurer[/caption] THE FLOOD COMPANY and The Home Insurer have announced a new partnership to help those affected by flooding get home insurance. The impact of flooding is felt long after the event with many homes and businesses unable get flood insurance, affecting the value of their property and making it…

The fact is if you are a landlord that owns a rental property then I would suggest you absolutely need good Landlord Insurance. Without it your property will be complete exposed to financial risks. If it burns to the ground, you will have either lost everything of need to rebuild it using your own money. There are not many landlords…

IT is very early days to determine whether FloodRe Insurance is working in the UK, after all, it was only introduced earlier this month. But already we can see some indicators. This is The Property Insurer’s early view on FloodRe and Flood Insurance. You can buy FloodRe Insurance It’s good news you can buy the new FloodRe Insurance. We can…

IF you are a landlord then chances are you will need landlord insurance. The only reasons you won’t need it are because it is already supplied through a management contract (leasehold properties mainly) or you are so rich you can afford to self insure the property with your spare cash. If you pay a management fee to the freeholder/property management…

I CAN get upset about many things but few get under my skin as much as the latest advice by Councils to tell their tenants who are facing eviction to wait until the bailiffs come round and let the landlord take them to court. This is local Government telling tenants to ignore contracts and agreements - the law. And if…

WITH the terrible floods across the North of England in December 2015 there are now thousands of home owners wondering if they can ever get flood insurance in the future. The answer is yes they can probably get flood insurance but there are complications. Costs of flooding If these properties didn’t have flood insurance in place before the floods then…

DO you need Unoccupied Home Insurance at Christmas time? That will all depend on what you are doing at Christmas and how long you intend to spend away from your property. If you are going skiing for the entire month of December, then you will be away for more than 30-days and that means you will need unoccupied home insurance.…

IF you need Empty Property Buildings Insurance then you may wonder where to look for it. This is not normal home insurance, it is a specialist insurance product that needs unique underwriting and expertise to deliver and get right. Thankfully The Property insurer can make finding it, getting a sensible price and buying it easier than ever. What is empty…

AFTER all the arguments, resistance and real concerns raised by numerous professional organisations and property experts, the Government has ignored the lot and made the Summer Budget landlord tax law on 18th November (read about it here)when it received Royal Assent and landlords will now be facing increased tax payments starting in 2017. Basically, all landlords with mortgages will be…