IF you own or have inherited a property that is empty for more than 30-days then you will probably need unoccupied insurance and The Property Insurer can help you to save money by comparing the prices of the best UK providers for you in a matter of minutes.
Empty property insurance is not the same as standard home insurance. It is very specialised as it recognises specific risks associated with vacancy. A normal home will have signs of life and people at it almost every day. An empty house will be easy to spot with curtains that are always open or shut, mail build up, unkept garden, no car on the drive etc. It is these signs that are telltales that a property is unoccupied and subsequently invite thieves, squatters and trouble; and ultimately need specialist insurance cover.
Most standard home insurance policies allow around 30-days vacancy but you will need to check your own policy. Either way, if you go over this period then your property could have – and most likely would have, insurers will take any loophole to get out – any claim refused.
Whether it is a holiday home, a cottage in the country or hometown, an inheritance waiting to be sold or a rental property suffering a void period, make sure you get the right unoccupied cover in place if needed.
Its unlikely you’ll find vacant property insurance with a big name TV brand insurer and because there is low demand, the price comparison sites are lagging behind and simply offer you a list of providers to choose from. The Property Insurer offers the only real price comparison in the UK for this specialist area.
Visit www.thepropertyinsurer.co.uk and go to the Unoccupied Property Insurance page and read the advice there. When ready, click the Get a Quote button. You will be taken to a simple form that asks basic questions about the property you wish to insure as well as your details. It should take less than two-minutes to fill it in providing you know address and property rebuild value.
This form is then sent to three of the very best unoccupied insurance providers in the UK and they will contact you, normally within an hour, either by phone or email, with a quote for the property or to ask further questions to help reduce the price. You then choose the lowest price once you have more than two to compare – providing the cover meets your needs.
It means you are getting the best price for your unoccupied insurance and not having to find and compare prices independently, it is done for you. Visit www.thepropertyinsurer.co.uk now.
The Property Insurer