Home / Renters Insurance / Renters insurance made quick, cheap and easy

  • Jason McClean
  • 1 Comment
  • No tags

IF you are a tenant living in a house you pay rent for then you will need renters insurance to cover your possessions against loss. This short article tells you how to prepare for, shop and buy the best cover in the UK as fast as possible.

You could buy tenants insurance faster but you may pay more than you need, so note the different points and make sure you follow them. At the end of the process you will have a competitive quote and can buy in confidence that it is pretty close to as cheap as possible.

So, follow these steps:

1: Make sure you don’t have to pay for buildings insurance – check your tenancy agreement. As the landlord owns the property, this is normally his responsibility and for the purposes of this advice we will assume he has paid for it and you need contents insurance only.

2: Sort out what you own so you make sure you cover it all. Make a list or inventory of expensive items if you need to. Don’t leave anything off if you can help it or else you may not get paid out in the event of a claim.

3: Any high value items over about £500 – £1000 will need to be noted specifically on the policy. If you have receipts for them then even better, put them somewhere safe.

4: Now add up all the expensive items and work out a price for everything else you own – whether bed, curtains, food in the fridge, your clothes and perfumes etc.

5: Once you have a cost on everything you need to add them together and total it up. That’s the amount of contents cover you require.

6: Decide if you want cover for items away from the property. You may want to cover a camera or computer when at college or work or holiday for example. By adding this cover you will add cost to the policy – but it is likely to be small and the peace of mind may be worth it.

7: What excess will you be happy to pay if you suffer a claim? The higher the figure the less price for the insurance policy but the less chance you are to use it because the initial cost is prohibitive.  It’s up to you.

8: Go to The Property Insurer and click on Renters Insurance and get a fast quote to meet your needs.

That’s how you get fast, cheap, specialist renters insurance and make sure you are protected against loss.

Jason McClean

The Property Insurer

I am a director of the Property Insurer and Property Landlord. We tell it how it really is. Yes property insurance can be boring , but our job is to make it more interesting, useful and above all save you money!

1 Comment
  1. Elldive
    June 18, 2019

    Ontario Based Viagra levitra samples overnight Cialis Per Divertimento

Leave a comment