Home / Pay As You Go Landlord Insurance / Pay as you go landlord insurance

  • Jason McClean
  • 0 Comment
  • No tags

PAY AS YOU GO Landlord Insurance is an incredible new product that offers flexibility, cash flow benefits and fantastic cover all in one package.

Monthly landlord insurance policy

This is a genuine monthly product that renews at the end of each month. That means if you only need it for six months then at the end of the six month you let it lapse. There is no cancellation charge or discussion over rebate on annual fee.

That gives you fantastic flexibility and rather than paying up front for a year’s insurance, you are only paying per month against the rent you earn, maximising cash flow.

It saves you even more compared to paying high interest rates on direct debit for credit from a broker.

Fantastic insurance cover as standard

The cover is out of this world as well, with standard £500,000 buildings insurance and £50,000 contents included. If you need more than these values then this Pay As You Go Insurance is not for you though, you’ll need a tailor made policy.

Those figures should cover the vast majority of let properties in the UK and come with an easy to use claims procedure if you ever need it.

Landlords emergency cover included

And there is icing on the cake here as well in the form of Landlords Emergency Cover. This is normally a £50-£70 add on to any annual policy but in this case it is stitched in to the monthly landlord insurance.

That gives you complete peace of mind if something goes wrong with your property. Burst pipes, faulty boilers and funny electrics will all come under the landlord emergency cover and the tenant can speak with the repair men to get it sorted as quickly as possible, quoting the insurance policy.

There is a £1000 per claim limit to the emergency cover but there are no limits on the number of claims you can report. And there is not much that £1000 will not fix quickly. The peace of mind for the tenants is almost worth this all by itself as it will keep them happy and in the property.

Cheaper than an annual landlords insurance policy

When it comes to price the average annual landlord insurance policy in the UK is currently £140 and if you add a decent emergency product at £60 you end up at £200. The average Pay as You Go Landlord Insurance policy including landlord emergency cover is £16.41 per month or £197 per year. So not only is it cheaper, it offers cash flow and flexibility benefits for free.

A cracking new product to market that will give landlords more choice and flexibility, get your Pay As You Go Landlord Insurance today.

Jason McClean


I am a director of the Property Insurer and Property Landlord. We tell it how it really is. Yes property insurance can be boring , but our job is to make it more interesting, useful and above all save you money!