IF you operate any sort of business then you may need Business Insurance to protect against a whole host of risks. Typically this can be expensive but it is an area you shouldn’t cut corners as doing that could sink the business if there is a claim and no insurance to cover the cost. This is your guide to buying Business Insurance at the best price and cover possible.
It doesn’t matter what sort of business you are, you can get insurance with The Property Insurer. Shop owners, office blocks, hair salons, tradesmen, plumbers, hotels, guest houses, eBay home shops, home office workers, delivery services, manufacturers, importers and anything else you can think of can get insurance. Don’t be put off thinking your business is unique, it can and will have insurance available to it.
The sort of risks that you can insure against will depend on your business. The beauty of Business Insurance is that it is flexible and tailored to meet your needs.
Buildings insurance will be needed for those that own premises. Contents, fixtures, fittings and stock insurance will be needed for shops and warehouses. Stock insurance will be a requirement for home eBay shops as well possibly.
Employers liability insurance is a must for those that employ staff. Any trip, fall or issue could see you being sued by your own staff, which can cost the business a lot of money.
Product liability insurance is a must if you manufacture or even distribute a product. If someone hurts himself or herself and comes after you, can you afford the court fees and possible costs associated? If not, then Business Insurance could be your saviour.
If you have a factory or shop open to the public, then public liability insurance will be needed as well. It means anyone visiting is covered if they injure themselves. These sorts of claims can be eye-wateringly expensive to contest or pay out and insurance is your best option to defend and protect your business.
And there are other insurances as well – including Business Interruption Insurance that pays you out while your business is out of operation for various reasons. Shop burnt down? This will keep the income coming in while you get back on your feet.
Buying Business Insurance can be expensive but The Property Insurer has access to a panel of providers and offers best in class cover and price through its preferred supplier Sensibiz. All you have to do is fill in a short form and an expert Business Insurance provider will contact you and tailor the cover you need at the best price possible. Alternatively, you can call to speak to an expert Business Insurance provider on Freephone 0800 612 7379.
The Property Insurer