It hasn’t stopped raining in Thrapston, Northamptonshire for the last 12-hours. I read that there is flooding in Titchmarsh and Barnwell. Get in touch with Flood Insurance Specialists now if you have any concerns about flood water getting into your property.
The problem is if you leave it until after you flood, you cannot buy specialist flood insurance after the event. If you flood without insurance cover then you are on your own. And you need to be sure that your home insurance policy actually covers flooding.
Many cheap home insurance policies can exclude flooding. It’s one of the reasons they are cheap. Many others will be exclude flooding if you live in a flood risk area because they don’t want to face any costly claims. You may need to dig deep into the small print of your policy to find this sort of information but it is worth doing if you think you could possibly flood.
High excess is another problem if you flood. Your insurance may well state £1000 excess or a lot higher if you make a claim for flooding. I’ve heard of home insurance policies charging up to £20,000 in excess if you have a flood. That is huge!
Get in touch with Flood Insurance Specialists Now
If you have any concerns, then get in touch with Flood Insurance Specialists through The Property Insurer today. With a panel of the best flood insurance, floodre insurance and home insurance providers in the UK, we can ensure that you get a quote to cover you against flooding one way or another.
It takes about two-minutes to fill in the quick quote form and then you can compare flood insurance prices and policies from the leading providers.
Whatever you do, don’t wait until you flood before checking your policies. Ignorance is no defence and you could lose a lot of money. Get in touch with Flood Insurance Specialists Now.
The Property Insurer