fbpx

Home / Renters Insurance / Get low cost landlord insurance in less than 10 minutes

  • Jason McClean
  • 253 Views
  • 13 Comments
  • No tags

IF you want to know how to get low cost landlord insurance then this guide will tell you how. It applies to the UK only though, so if you are after holiday home insurance abroad then you will need to go to The Property Insurer and click on the link there.

First thing to do is to decide whether you need buildings only or buildings and contents cover for the property you are renting out.  Typically and for tax reasons, most properties are let unfurnished, however, there are some that are let with furniture throughout. You may even want to include the white goods, carpets and curtains in a policy which means you will want contents as well.

Once that is sorted, you need to know the rebuild value of the property. This is different from the price of your property if you were to buy, sell or rent it. You can search online for a generic calculator that will then give you an idea. Getting a surveyor round is the best way, or looking at what your mortgage company valued the property at when you bought it is another good way of doing it.

Just don’t accept a higher rebuild value than you actually need. That is like paying for a hotel room on the moon – you are never going to use it so what is the point. And the extra cover does cost, so go elsewhere and you will get it cheaper.

It’s the same story with contents, make sure you know how much cover you need and stick to it. There is absolutely no point having £50,000 of cover if you only have £10,000 of contents. Keeping the contents value realistic will also help keep the cost of the let property insurance down for landlords, which is exactly what they need to make profit.

Now you know what you want, go to a search engine and put in landlord insurance and see what companies surface on the first two pages. You can virtually take your pick and go get a quote, they will be much of a muchness. The only thing to remember is that the price comparison sites do not offer price comparison for landlords insurance.

Once you have a quote, then go to The Property Insurer for a second comparative quote. Complete the form and if necessary, speak with the broker but get the second price. Compare the two and pick the one that suits your needs the best given cover and price. Generally, you’ll pick the lowest price for landlord insurance because the cover should be the same.

Jason McClean

The Property Insurer

 

I am a director of the Property Insurer and Property Landlord. We tell it how it really is. Yes property insurance can be boring , but our job is to make it more interesting, useful and above all save you money!

13 Comments
  1. KelEaseni
    June 29, 2017

    Is Levitra Safe viagra online prescription Ou Acheter Du Cialis En Pharmacie

  2. KelEaseni
    July 1, 2017

    Tadarise Pro 20 online pharmacy Cialis Web

  3. ChasHEMO
    July 8, 2017

    Cialis Es Mejor Que El Viagra cialis Cialis Pharmacie Pas Chere Paris

  4. KelEaseni
    July 11, 2017

    Isotretinoin in internet cialis Cialis 20 Mg Commenti

  5. RebLaulse
    June 18, 2019

    Discount Generic Fluoxetine In Internet Viagrawithoutprescription.Us propecia princesa Buy Nexium Cheap Real Cialis

  6. TheadisT
    November 3, 2019

    canadian pharmacy online for healthcare

  7. viagra without a doctor prescription
    November 13, 2019

    wonderful points altogether, you just gained a new reader. What might you suggest about your publish that you just made a few days in the past? Any certain? viagra side effects

  8. viagra samples
    November 27, 2019

    Some truly great information, Gladiola I discovered this. “Prayer indeed is good, but while calling on the gods a man should himself lend a hand.” by Hippocrates. generic viagra

  9. canada drugs pharmacy
    November 28, 2019

    Would you be involved in exchanging hyperlinks? canadian pharmacy

  10. cialis
    December 5, 2019

    Its not my first time to go to see this web site, i am browsing this website dailly and get nice information from here all the time. cialis over the counter at walmart

  11. viagra homme
    December 10, 2019

    I discovered your weblog website on google and examine a few of your early posts. Proceed to maintain up the excellent operate. I just further up your RSS feed to my MSN Information Reader. Seeking forward to studying more from you afterward!… viagra prix.

  12. cbd oil
    December 18, 2019

    My brother recommended I might like this blog. He used to be totally right. This put up actually made my day. You cann’t imagine simply how much time I had spent for this info! Thanks! cbd oil

  13. viagra without doctor prescription
    February 2, 2020

    You have brought up a very excellent details , appreciate it for the post. pfizers generic viagra

Leave a comment


OUR INSURANCE PARTNERS