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03
Feb
2014

Sinkholes and property insurance

  • Jason McClean
  • 321 Views
  • 1,994 Comments
  • No tags

[caption id="attachment_1229" align="alignleft" width="150"] Sinkholes and extreme subsidence insurance[/caption] WITH the news that Buckinghamshire teenager Zoe Smith’s car was swallowed by a sinkhole at the family home comes the question, who deals with this sort of loss and are you covered with insurance? Car or property insurance? In the case of the car, this is an insured item that has…

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19
Sep
2013

Calculating the right buildings and contents insurance values

  • Jason McClean
  • 279 Views
  • 1,252 Comments
  • No tags

IF you get your buildings and contents values wrong you will end up paying too much or too little for your insurance and possibly not be covered in the event of a claim. Ideally you want to know exactly the sums you need insured so that you can have that value covered. If you insure for a much higher figure,…

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05
Sep
2013

How to get good subsidence insurance

  • Jason McClean
  • 289 Views
  • 2,516 Comments
  • No tags

IF your home has suffered from subsidence or ground heave then you will need specialist subsidence insurance for your property and this is your brief guide how to get the right cover at the right price. The first thing you have to do is forget the big TV advertising home insurance companies because in reality they do not deal with…

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30
Aug
2013

Subsidence insurance at the right price

  • Jason McClean
  • 291 Views
  • 6 Comments
  • No tags

THERE is no excuse for paying more than you need to for subsidence insurance, the fact is up to 25% of all properties in the UK will suffer some version of this and that means there are lots of providers willing to compete and fight for your business, which means competitive prices. So there is competition for this insurance and…

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26
Jul
2013

How good subsidence insurance can save you money

  • Jason McClean
  • 290 Views
  • 1,311 Comments
  • No tags

GOOD subsidence insurance is not something you should fear. It is an opportunity for you to save money on your property insurance if you have ever experienced a subsidence/ground heave problem in the past. If you have ever suffered from subsidence or ground heave then you know the nightmare that ensues. Most standard home insurance policies will cover you (please…

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24
Jul
2013

Do you need subsidence insurance and how to get it at the right price

  • Jason McClean
  • 289 Views
  • 5 Comments
  • No tags

THE only people that need dedicated subsidence insurance are those that have suffered a claim in the past. Subsidence is rare but when it happens it can have devastating effects on your home, insurance and patience. If you have experienced subsidence then you know what a nightmare it is and how important it will be to get good insurance and…

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19
Apr
2013

Bone dry conditions – keep an eye out for cracks in your property as the first signs of subsidence.

  • Jason McClean
  • 292 Views
  • 265 Comments
  • No tags

I took the dog for a walk this afternoon and I couldn’t help notice the large cracks appearing on the pathways adjacent to the farm fields in our village, now we’ve hardly had a heat wave yet the paths and the fields for that matter already look as dry as a bone! Despite it only being April I am already…

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17
Apr
2013

Don’t let subsidence bring you down – get insured

  • Jason McClean
  • 291 Views
  • 2,359 Comments
  • ground heave . home insurance . property insurance . subsidence insurance .

A CRACK in a brick wall could mean subsidence and the start of a terrible ordeal as you go through subsidence repairs and the large costs that can be associated. Make sure you have good subsidence insurance in place and it will be a whole lot easier. And if you have suffered subsidence in the past, no matter how thoroughly…

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22
Mar
2013

Don’t let subsidence insurance cost too much

  • Jason McClean
  • 287 Views
  • 1 Comment
  • No tags

  JUST because your property has suffered in the past doesn’t mean that subsidence insurance will cost you the earth, you just need to speak with specialist brokers and get the best deal possible. Subsidence is a nightmare for most people and while standard home insurance will cover it in most cases when it happens for the first time, the…

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27
Jan
2013

Subsidence, an all-year round issue

  • Jason McClean
  • 276 Views
  • 11 Comments
  • No tags

Subsidence is often associated with long, hot dry summers, but even though we are in the grip of a very cold winter it is still important for those home owners to check their home insurance to ensure they have adequate cover for subsidence, and those in properties affected by subsidence in the past seek specialist subsidence insurance. What is subsidence?…

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