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01
Mar
2016

Check if you need Flood Insurance

  • Jason McClean
  • 79083 Views
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DO you know if you need Flood Insurance? This is your easy guide to check if you need Flood Insurance and how to buy it at the best price and with the best cover if you do. Check your postcode first You can go to www.checkmyfloodrisk.co.uk and put in your postcode to get an indication on your flood risk. It’s…

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26
Jan
2016

What Flood Insurance will not cover

  • Jason McClean
  • 49084 Views
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IF you buy Flood Insurance you may reasonably expect it to cover all eventualities if you suffer a flood and pay for the repair or replacement of your property. That is too simplistic a view. Flood Insurance will cover a lot but it will come with stipulations and qualifiers that you need to be aware of before making a claim…

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08
Jan
2016

Flood Insurance for Scotland

  • Jason McClean
  • 2082 Views
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IT seems that all of my blogs are about Flood Insurance and this one is no different after the BBC reported terrible flooding in Scotland last night around Aberdeenshire after the River Don burst its banks. I maintain for anyone, no matter where you live, make sure you have flood insurance as part of your home insurance, it’s the best…

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05
Jan
2016

You’ve just flooded. Can you get flood insurance in the future?

  • Jason McClean
  • 2467 Views
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WITH the terrible floods across the North of England in December 2015 there are now thousands of home owners wondering if they can ever get flood insurance in the future. The answer is yes they can probably get flood insurance but there are complications. Costs of flooding If these properties didn’t have flood insurance in place before the floods then…

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29
Dec
2015

How does flood insurance work?

  • Jason McClean
  • 3556 Views
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WITH all the news about flooding and the thousands of homes hit and even more coming under risk in the coming days, weeks and months, you might wonder how flood insurance could help to protect your home. This is a simple guide how it works and how to buy flood insurance if you need it.   Buildings and contents insurance…

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28
Dec
2015

Get flood insurance now

  • Jason McClean
  • 3676 Views
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EARLIER in the month it was The Lake District and Cumbria flooding. Now it’s the North East, Yorkshire, Scotland and Gloucester. The misery on television is terrible to watch in the Christmas season and again I find myself hoping that residents have home Flood Insurance in place to save themselves from financial ruin. Environment Agency wants new approach And I…

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23
Dec
2015

If you live in Cumbria make sure you have flood insurance

  • Jason McClean
  • 4246 Views
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WHAT’S happening in Cumbria is heartbreaking and with two days to go until Christmas the populations of Appleby, Keswick, Kendal and Glenridding are facing their third flood in a month - read about it here on the BBC. I cannot tell you how much I feel for these people there is real life disrupting weather taking place. And it makes…

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07
Dec
2015

Flood insurance is your best defence against storms

  • Jason McClean
  • 5832 Views
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STORM DESMOND has flooded around 5000 homes in the UK according to the BBC and disrupted power to tens of thousands across Scotland and Northern England. As a home owner, the best thing you can do to protect yourself against floods and storms it to have good Flood Insurance in place. Flood insurance when flood defences fail There is a…

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17
Nov
2015

Flood Insurance or have a pint of beer?

  • Jason McClean
  • 3872 Views
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I READ with amusement about the two chaps in Leeds who ignored rising flood waters to drink a pint of beer each in the garden of a pub, waist deep in river water. There’s something to be said for having a pint in the flood, but only if you have sorted your flood insurance first if you ask me. The…

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03
Nov
2015

Flood risk information targeted by Insurers

  • Jason McClean
  • 6162 Views
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THE Association of British Insurers (ABI) is calling on estate agents to put details of flood risk of properties on the marketing and sales particulars. That makes a lot of sense but why on earth would an estate agent ever want to draw attention to the fact a property is liable to flooding, they might as well give up selling…

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