IF your property is showing signs of subsidence, is underpinned or if you have made a subsidence claim in the past then you will no doubt need specialist subsidence insurance.
Whilst the experiences of those affected by flooding have grabbed the headlines, people suffering with any form of subsidence to their property face an equally stiff challenge to find affordable home insurance after the event.
What baffles me is so many people after a flood event or subsidence incident moan that their premiums are far too high when theyÂve done little or in some case no research at all. When your needs are specialist you donÂt stay with an every day provider after all if you need an operation on your brain you donÂt ask a GP to do it!
The same applies to insurance, nearly all of the direct insurance brands or comparison website that advertise on TV cannot cope when your needs are specialist, they are geared to handling customers with nothing unusual about their circumstances.
If you need affordable subsidence insurance then there are some things you can do to make sure you are paying the least amount possible for the right amount of cover.
A word of warning, do not cut corners – you buy insurance to provide that vital peace of mind in the event of the unthinkable, the last thing you want is a claim affected by under-insuring your property or failing to disclose important information that could affect the premium. Look for opportunities to save money, but do it honestly so you can rest easy at night!
The Property Insurer works with a number of leading subsidence insurance providers in the UK, they will do their very best to provide comprehensive insurance cover at a realistic price. Visit The Property Insurer today and click on the subsidence insurance button.
The Property Insurer